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Short Term Medical, bridging the gap between what you have and what you need.
Get a Free Quote
If you would like a Short Term Medical quote, click "continue" below. Or, if you prefer, you can click here to see an Individual Medical Quote
Q: Is short-term medical right for me?
Assurant Health Short-Term Medical insurance provides affordable, reliable protection against the devastating financial effects of unexpected illness and accidents. Short-Term Medical is perfect for you if you are:
      • A recent college graduate
      • Dependent no longer covered on a parent’s plan
      • Between jobs or laid off
      • Looking for a lower-cost alternative to COBRA coverage
      • Waiting for employer-sponsored coverage to begin
      • A temporary or seasonal employee
Q: How long does short-term medical coverage last?
Short-term medical insurance policies always have a termination date. The expiration date of coverage depends on the length of coverage you choose. Short-term medical is available for periods of 30-360 days.
Q: Can I keep my current doctor?
Yes! Assurant short-term medical coverage allows you to choose your doctors and hospitals.
Q: Are short-term medical plans easy to attain?
Short-term medical plans are much easier to qualify for than a permanent health policy. After answering a few medical questions, coverage can be available as early as the next day! Short-term medical is great for individuals looking to obtain temporary coverage until they are eligible for a permanent plan.
Q: Is Assurant Health a trusted carrier?
In business since 1892, Assurant Health is the #1 seller of temporary health insurance in the U.S. Assurant Health Short-term medical plans are fully insured by an AM Best rated A- Excellent carrier! Assurant remains extremely competitive, even in light of the recent economic downturn. They have maintained a strong capital position, with more than $25 billion in assets and $8 billion in annual revenue.

Disclaimers

  • In order to place insurance, Marsh enters into agreements commonly called "agency agreements" which authorize Marsh Consumer Connexions to solicit the sale of the insurers' products and sets forth the terms of trade between Marsh Consumer Connexions and the insurers. As part of Marsh Consumer Connexions's best practices we are disclosing the following information regarding our compensation on your health insurance policy. If you elect to apply and the application is medically approved and issued by the carrier, Marsh Consumer Connexions will be paid commissions on the first year premium as well as the renewal premium should you elect to renew the policy in the future. The following grid shows you the percentage commission Marsh Consumer Connexions will receive:

      First Year Renewal
    Assurant Health (Short-Term Medical) 25% N/A

    The base medical rates filed by the carriers with the state agencies are the same rates provided to you. State law mandates that the premium charged to the insured be consistent regardless of whether you purchase through an agent/broker or go directly to the insurance company. The above commission percentages may differ in some states and all carriers are not available in all states. By clicking "Get Quote", you are acknowledging and consenting to the above terms. You can count on Marsh Consumer Connexions to offer high quality health insurance programs that will meet you and your family's needs. Marsh & McLennan Companies, Inc. and its subsidiaries own equity interests in certain insurers and have contractual arrangements with certain insurers and wholesale brokers. Information regarding such interests and contracts is available at http://global.marsh.com/about/Transparency.php Your premium payment indicates your consent to this commission for this policy period and subsequent renewals, including any changes in commission rates at any such renewals.

Need Help?

Is Short Term Medical
right for me?

Maybe you've changed jobs, or started a new job, and the health coverage doesn't take effect right away. Or, you've finished college, and are no longer covered under your parents' plan. Perhaps you may be between jobs, and don't know when you will get another job with health benefits.

Which plan is
right for me?

Short Term Medical is protection and coverage you can rely on – no matter if you’re in between permanent coverage or in a life transition. And, if you’re uncertain about how long you’ll need coverage, Short Term Medical Insurance is ideal since you can pay on a month-to-month basis

Other Products

Individual Medical

Get a free online health insurance quote now for you and your family. Get your custom quote today!

Short Term Medical

If you are between jobs, newly employed and waiting for your group coverage to start, or a recent college graduate, then Short Term Medical Insurance may be the right health coverage for you.

Limited Medical

Homeland4one Plans are LIMITED MEDICAL BENEFIT PLANS that are guaranteed issue. You cannot be turned down and there are no exclusions for pre-existing conditions for outpatient benefits.

Small Group Medical

Small group health insurance coverage can benefit the employer and employees. As an employer, you can get tax deductions for your insurance contributions, while your employees can benefit from lower premiums and more extensive coverage. Get affordable coverage for your small business today.